.legal-hero{background:var(--paper,#cfe0ce);padding:72px 0 56px}.legal-hero .crumb{font-family:var(--font-mono,monospace);text-transform:uppercase;letter-spacing:.08em;color:var(--muted,#5b6e66);margin-bottom:16px;font-size:12px}.legal-hero .crumb a{color:var(--brand,#025d7c);text-decoration:none;transition:color .15s}.legal-hero .crumb a:hover{color:var(--ink,#0a3242)}.legal-hero .crumb span{color:var(--line-2,#c3d2c2);margin:0 6px}.legal-hero .hero-eyebrow{font-family:var(--font-mono,monospace);text-transform:uppercase;letter-spacing:.12em;color:var(--brand,#025d7c);align-items:center;gap:8px;margin-bottom:18px;font-size:12px;font-weight:600;display:inline-flex}.legal-hero .hero-eyebrow .dot{background:var(--accent,#3da14b);border-radius:50%;width:8px;height:8px}.legal-hero h1{font-family:var(--font-display),Georgia,serif;letter-spacing:-.02em;color:var(--ink,#0a3242);margin-bottom:22px;font-size:48px;font-weight:700;line-height:1.1}.legal-lead{color:var(--ink-2,#14506b);max-width:800px;margin-bottom:18px;font-size:18px;line-height:1.6}.legal-meta{color:var(--muted,#5b6e66);font-size:13px}.intro-band{background:var(--paper,#cfe0ce);padding:8px 0}.intro-band-inner{background:var(--card,#fff);border-radius:20px;grid-template-columns:auto 1fr;align-items:start;gap:36px;padding:40px 44px;display:grid;box-shadow:0 4px 12px #0a324212}.intro-band-label{font-family:var(--font-display),Georgia,serif;letter-spacing:-.02em;color:var(--ink,#0a3242);max-width:200px;padding-top:2px;font-size:24px;font-weight:700;line-height:1.15}.intro-band-label .hl{color:var(--brand,#025d7c)}.intro-band-copy{flex-direction:column;gap:16px;display:flex}.intro-band p{color:var(--ink-2,#14506b);margin:0;font-size:15px;line-height:1.7}.intro-band p strong{color:var(--ink,#0a3242);font-weight:600}@media (max-width:920px){.intro-band-inner{grid-template-columns:1fr;gap:18px;padding:30px 24px}.intro-band-label{max-width:none;font-size:21px}}.legal-toc{background:var(--card,#fff);border:1px solid var(--line,#dce5db);border-radius:14px;padding:32px;box-shadow:0 1px 2px #0a32420d}.legal-toc h2{font-family:var(--font-display),Georgia,serif;color:var(--ink,#0a3242);margin-bottom:20px;font-size:20px;font-weight:600}.legal-toc ol{grid-template-columns:repeat(2,1fr);gap:12px 24px;list-style-position:inside;display:grid}.legal-toc li{color:var(--brand,#025d7c);font-size:14.5px}.legal-toc a{font-weight:500;text-decoration:none;transition:color .15s}.legal-toc a:hover{color:var(--ink,#0a3242);text-decoration:underline}@media (max-width:768px){.legal-toc ol{grid-template-columns:1fr}}.legal-body{max-width:900px;margin:0 auto}.legal-block{margin-bottom:40px;scroll-margin-top:90px}.legal-block h2{font-family:var(--font-display),Georgia,serif;color:var(--ink,#0a3242);border-bottom:2px solid var(--paper,#cfe0ce);margin:0 0 16px;padding-bottom:10px;font-size:25px;font-weight:700}.legal-block h3{font-family:var(--font-display),Georgia,serif;color:var(--brand,#025d7c);margin:26px 0 12px;font-size:18px;font-weight:600}.legal-block p{color:var(--ink-2,#14506b);margin:0 0 14px;font-size:15px;line-height:1.7}.legal-callout{background:var(--card,#fff);border-left:4px solid var(--brand,#025d7c);border-radius:var(--radius-sm,10px);box-shadow:var(--shadow-sm,0 1px 2px #0a32420d);margin:0 0 28px;padding:16px 20px}.legal-callout p{color:var(--ink-2,#14506b);margin:0;font-size:14.5px;line-height:1.65}.legal-callout strong{color:var(--ink,#0a3242)}.clause{grid-template-columns:30px 1fr;gap:4px;margin-bottom:14px;display:grid}.clause .lbl{color:var(--ink,#0a3242);font-size:15px;font-weight:600}.clause .txt{color:var(--ink-2,#14506b);font-size:15px;line-height:1.7}.clause .txt strong{color:var(--ink,#0a3242);font-weight:600}.subclause{margin:8px 0 0;padding-left:6px}.subclause p{color:var(--ink-2,#14506b);margin:0 0 6px;font-size:14.5px;line-height:1.7}.deflist{margin:0}.deflist dt{color:var(--ink,#0a3242);margin-top:16px;font-size:15px;font-weight:600}.deflist dd{color:var(--ink-2,#14506b);margin:4px 0 0;font-size:14.5px;line-height:1.7}.deflist dd a{color:var(--brand,#025d7c)}.faq-section{padding:64px 0}.faq-list{max-width:820px;margin:0 auto}.faq-item{background:var(--card,#fff);border-radius:14px;margin-bottom:12px;overflow:hidden;box-shadow:0 1px 2px #0a32420d}.faq-q{text-align:left;cursor:pointer;width:100%;font-family:var(--font-display),Georgia,serif;color:var(--ink,#0a3242);background:0 0;border:none;justify-content:space-between;align-items:center;gap:16px;padding:22px 26px;font-size:17px;font-weight:600;display:flex}.faq-q .faq-toggle{background:var(--paper,#cfe0ce);border:1px solid var(--line-2,#c3d2c2);width:26px;height:26px;color:var(--brand,#025d7c);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:16px;transition:transform .2s;display:flex}.faq-item.open .faq-toggle{transform:rotate(45deg)}.faq-a{max-height:0;transition:max-height .25s;overflow:hidden}.faq-a-inner{color:var(--ink-2,#14506b);padding:0 26px 24px;font-size:14.5px;line-height:1.65}.cta-band{background:var(--brand,#025d7c);color:#fff;text-align:center;padding:64px 0}.cta-band h2{font-family:var(--font-display),Georgia,serif;margin-bottom:16px;font-size:32px;font-weight:700}.cta-band p{color:#fffc;max-width:600px;margin:0 auto 32px;font-size:16px;line-height:1.6}.cta-row{flex-wrap:wrap;justify-content:center;gap:16px;display:flex}.btn-cta,.btn-line{border-radius:999px;align-items:center;padding:14px 28px;font-size:15px;font-weight:600;text-decoration:none;transition:all .15s;display:inline-flex}.btn-cta{background:var(--cta,#e3f046);color:var(--ink,#0a3242)}.btn-cta:hover{background:var(--cta-hover,#d6e62f);transform:translateY(-1px)}.btn-line{color:#fff;border:1px solid #fff6}.btn-line:hover{background:#ffffff1a;border-color:#fff;transform:translateY(-1px)}